Should You Settle Your Personal Injury* Claim Early?

Well the short answer is always: NO.

The Injuries Board has been in the news quite a bit lately expressing concern about early settlements, somehow suggesting that this might involve claims being paid that might not otherwise or that this might involve lawyers getting some sinister extra cut as a result.

The fact that these suggestions are given any credence just beggars belief. But I have seen it accepted without question in certain part of the media and I’ve seen some simply idiotic and outrageous analysis based on this asinine premise.

The only reason insurance companies settle early is that they can do so cheap on claims that they know are going to be due to be paid anyway but that if they go through the system and are awarded their full value as a result of proper representation they will end up paying a lot more. It is far more likely that the type of person who is induced to settle early isn’t represented as if they were they would be advised not to take the derisory low ball offers that insurance companies make to try and buy off those unfamiliar with the system.

It is shameful exploitation of innocent accident victims, but we don’t hear anything about that anywhere, rather a smear that it’s all got to do with dodgy claims and dodgier lawyers and all this coming from a supposedly independent State agency.

Anyway, John has been hard at work putting together some excellent videos on this very subject. His first one is below:

If you have any queries on a personal injuries claim* feel free to call us in complete confidence and without commitment on Nationwide Locall Phone 1890 390 555 or email John McCarthy at

*In contentious business, a solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement.