Taking out what is known as a ‘After the Event’ (ATE) legal expense insurance policy is a means of providing cover for both a claimant’s own costs and the costs of the defendant in the event that the case is not successful. ATE legal expenses insurance is relatively rare in this country. It is offered by very few providers and the terms at which it is available are often very onerous so that claimants who retain legal representation on a no-win-no-fee basis rarely avail of it.
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*In contentious business, a solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement.